If You're Gone Tomorrow, Do They Keep the House?
If you passed away, got injured, or couldn't work, could your family keep making the mortgage payments? Mortgage Defender's mortgage protection insurance pays off or covers your mortgage so they never lose the home.
Keep your family in their home — no matter what
Most families carry a significant mortgage. If the primary earner is lost, disabled, or seriously ill, those payments can become overwhelming fast. Mortgage protection puts the benefit toward your mortgage exactly when your family needs it most.
Mortgage Life
Pays off your remaining mortgage balance if you pass away, so your family can stay in the home free and clear.
Disability Coverage
Covers your monthly mortgage payments if a covered injury or illness keeps you from working.
Critical Illness
Pays a lump-sum benefit if you're diagnosed with a covered condition like cancer, heart attack, or stroke — so you can focus on recovery.
How it works
Request your free quote
Fill out the short form below or call us. A licensed agent will go over your options — no obligation.
Complete a short application
Answer a few health questions. No medical exam required for most coverage under $500,000.
Get protected
Get a fast decision, and your coverage activates once you're approved. Your home is protected.
Most homeowners qualify
- Are between 18 and 65 years old at the time of application.
- Have an active residential mortgage on a primary or secondary residence.
- Meet basic health requirements — a short questionnaire, with no exam for most applicants.
- Live in Arizona, California, Florida, Idaho, Nevada, Oregon, Tennessee, Texas, or Washington.
Get your free mortgage protection quote
It takes just a few minutes. A licensed Mortgage Defender agent will reach out to go over coverage for your home and budget. Prefer to talk? Call 888-903-9301.
Mortgage protection by state
Mortgage Defender is a trade name of Contractor Benefits Group, a licensed insurance agency. This page is for general educational purposes only and is not insurance or financial advice. Coverage, terms, exclusions, and availability vary by state and individual circumstances. All coverage is subject to underwriting approval. Please speak with a licensed specialist for guidance specific to your situation.