Protecting Oregon Homeowners
From Portland neighborhoods to Bend's high desert — mortgage protection designed for OR families.
$491K
Median Home Value
$2,410
Avg. Monthly Payment
61%
Homeownership Rate
Serving homeowners in Portland · Eugene · Salem · Bend · Medford
State License
OR-18669575
Regulated By
OR Division of Financial Regulation
Carrier Rating
A+ (AM Best)
Why Oregon Homeowners Need Mortgage Protection
Oregon's home values have surged over 40% in the past five years, pushing average mortgages above $2,400 a month. Combined with growing wildfire risk across Southern and Central Oregon, the financial vulnerability for homeowners has never been higher. Mortgage Defender keeps your family in their home when the unexpected happens.
Wildfire Risk
Southern and Central Oregon face severe wildfire seasons. Evacuation, property damage, and lost income can cascade into mortgage default within months.
Cascadia Fault
Oregon shares the Cascadia Subduction Zone risk with Washington. Scientists estimate a 37% probability of a major quake in the next 50 years.
Flooding & Landslides
The Willamette Valley and coastal communities experience seasonal flooding and landslide events that can disrupt employment and income without warning.
Three Layers of Protection for
Oregon Homeowners
Death Benefit
Pays off your full mortgage balance if you pass away — your family keeps the home, free and clear.
Disability Coverage
Covers your monthly mortgage payments if you become unable to work due to injury or illness.
Critical Illness
Lump-sum benefit upon diagnosis of 30+ serious conditions including cancer, heart attack, and stroke.
Ready to protect your Oregon home?
No medical exam for most · Most OR applicants approved within minutes
Also licensed & serving homeowners in:
Washington
WA-971806
California
CA-4529149
Arizona
AZ-18669575
Texas
TX-18669575
Tennessee
TN-3004132492
Idaho
ID-18669575
Florida
FL-W462583
All coverage is underwritten by A+ rated carrier partners and subject to state-specific availability.Learn more →
Ready to Protect
Your Family's Future?
Protecting homeowners across 8 states. Get your personalized quote in minutes — no obligation.
Get My Mortgage Protection Plan
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