Protecting Texas Homeowners
From Houston to the Hill Country — mortgage protection built Texas strong.
$312K
Median Home Value
$1,530
Avg. Monthly Payment
62%
Homeownership Rate
Serving homeowners in Houston · Dallas · Austin · San Antonio · Fort Worth
State License
TX-18669575
Regulated By
Texas Dept. of Insurance
Carrier Rating
A+ (AM Best)
Why Texas Homeowners Need Mortgage Protection
Texas homeowners learned a hard lesson in February 2021 when Winter Storm Uri knocked out power and income for millions. But weather is just one risk. Texas has one of the highest rates of uninsured workers in the country — meaning if a disability or illness strikes, there's often no safety net between your paycheck and your mortgage payment.
Severe Weather
Texas leads the nation in tornado activity and is highly exposed to Gulf Coast hurricanes. Extended displacement can result in missed mortgage payments within weeks.
Extreme Winter Events
Winter Storm Uri (2021) proved Texas homeowners are vulnerable to catastrophic cold weather events — disrupting income, property, and the ability to work for months.
High Uninsured Rate
Texas has the highest percentage of uninsured residents in the US. Without group disability coverage, a single medical event can lead directly to mortgage default.
Three Layers of Protection for
Texas Homeowners
Death Benefit
Pays off your full mortgage balance if you pass away — your family keeps the home, free and clear.
Disability Coverage
Covers your monthly mortgage payments if you become unable to work due to injury or illness.
Critical Illness
Lump-sum benefit upon diagnosis of 30+ serious conditions including cancer, heart attack, and stroke.
Ready to protect your Texas home?
No medical exam for most · Most TX applicants approved within minutes
Also licensed & serving homeowners in:
Washington
WA-971806
Oregon
OR-18669575
California
CA-4529149
Arizona
AZ-18669575
Tennessee
TN-3004132492
Idaho
ID-18669575
Florida
FL-W462583
All coverage is underwritten by A+ rated carrier partners and subject to state-specific availability.Learn more →
Ready to Protect
Your Family's Future?
Protecting homeowners across 8 states. Get your personalized quote in minutes — no obligation.
Get My Mortgage Protection Plan
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