Protecting Tennessee Homeowners
From Nashville to the Smoky Mountains — mortgage protection for TN families.
$323K
Median Home Value
$1,580
Avg. Monthly Payment
66%
Homeownership Rate
Serving homeowners in Nashville · Memphis · Knoxville · Chattanooga · Franklin
State License
TN-3004132492
Regulated By
TN Dept. of Commerce & Insurance
Carrier Rating
A+ (AM Best)
Why Tennessee Homeowners Need Mortgage Protection
Tennessee's housing market has boomed with new residents relocating from higher-cost states, pushing home values and mortgage sizes higher than ever. Meanwhile, Tennessee consistently ranks among the top states for tornado activity and severe storm risk. A disruption to income — from any cause — can quickly threaten a new or existing mortgage.
Tornado Alley Risk
Tennessee sees dozens of tornadoes annually. The 2020 Nashville tornado caused $1.5B in damage and left thousands without income or housing for extended periods.
Flood Vulnerability
Nashville and West Tennessee have experienced historic flooding events. Flood damage combined with lost work can collapse a household budget in days.
Rapid Growth, New Exposure
Thousands of new Tennessee homeowners relocated from states with stronger safety nets. Many are unaware of local risks and are underinsured for mortgage protection.
Three Layers of Protection for
Tennessee Homeowners
Death Benefit
Pays off your full mortgage balance if you pass away — your family keeps the home, free and clear.
Disability Coverage
Covers your monthly mortgage payments if you become unable to work due to injury or illness.
Critical Illness
Lump-sum benefit upon diagnosis of 30+ serious conditions including cancer, heart attack, and stroke.
Ready to protect your Tennessee home?
No medical exam for most · Most TN applicants approved within minutes
Also licensed & serving homeowners in:
Washington
WA-971806
Oregon
OR-18669575
California
CA-4529149
Arizona
AZ-18669575
Texas
TX-18669575
Idaho
ID-18669575
Florida
FL-W462583
All coverage is underwritten by A+ rated carrier partners and subject to state-specific availability.Learn more →
Ready to Protect
Your Family's Future?
Protecting homeowners across 8 states. Get your personalized quote in minutes — no obligation.
Get My Mortgage Protection Plan
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