Mortgage Protection Insurance in Florida
If you passed away, got injured, or couldn't work, could your family keep making the mortgage payments on your Florida home? Mortgage Defender pays off or covers your mortgage so they never lose it.
Keep your family in their Florida home — no matter what
Home values across Florida mean many families carry a significant mortgage. If the primary earner is lost, disabled, or seriously ill, those payments can become overwhelming fast. Mortgage protection puts the benefit toward your mortgage exactly when your family needs it most.
Mortgage Life
Pays off your remaining mortgage balance if you pass away, so your family in Florida can stay in the home free and clear.
Disability Coverage
Covers your monthly mortgage payments if a covered injury or illness keeps you from working.
Critical Illness
Pays a lump-sum benefit if you're diagnosed with a covered condition like cancer, heart attack, or stroke — so you can focus on recovery.
How it works for Florida residents
Get an instant estimate
Tell us your mortgage amount, term, and age. See an estimate in minutes — no obligation.
Complete a short application
Answer a few health questions. No medical exam required for most coverage under $500,000.
Get protected
Get a fast decision, and your coverage activates once you're approved. Your Florida home is protected.
Most Florida homeowners qualify
- Are between 18 and 65 years old at the time of application.
- Have an active residential mortgage on a primary or secondary residence in Florida.
- Meet basic health requirements — a short questionnaire, with no exam for most applicants.
- Are a Florida resident looking to keep the home in the family, no matter what.
Get your free Florida mortgage protection quote
It takes just a few minutes to see what coverage would look like for your Florida home and budget. No obligation, no pressure.
Start My Free Quote →Serving homeowners across Florida — Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, and communities statewide. Mortgage Defender is a trade name of Contractor Benefits Group, a licensed insurance agency. This page is for general educational purposes only and is not insurance or financial advice. Coverage, terms, exclusions, and availability vary by state and individual circumstances. All coverage is subject to underwriting approval. Please speak with a licensed specialist for guidance specific to your situation.