Protecting Washington Homeowners
From Seattle suburbs to the Yakima Valley — mortgage protection built for WA homeowners.
$601K
Median Home Value
$2,940
Avg. Monthly Payment
63%
Homeownership Rate
Serving homeowners in Seattle · Spokane · Tacoma · Bellevue · Yakima
State License
WA-971806
Regulated By
WA Office of the Insurance Commissioner
Carrier Rating
A+ (AM Best)
Why Washington Homeowners Need Mortgage Protection
Washington's booming tech economy brings high salaries — and high mortgages. The median home in Washington costs over $600,000. A single disability or unexpected death can leave a family scrambling to cover a $2,900/month payment. Mortgage Defender ensures your family keeps the home no matter what.
Seismic Risk
Washington sits on the Cascadia Subduction Zone — one of the most dangerous fault systems in North America. A major quake could disrupt income overnight.
Wildfire Exposure
Eastern Washington faces growing wildfire threats each summer, increasing the risk of displacement and lost income for homeowners in affected regions.
Tech Sector Volatility
Seattle's economy is heavily concentrated in tech. Layoffs at major employers can ripple through thousands of mortgage holders with little warning.
Three Layers of Protection for
Washington Homeowners
Death Benefit
Pays off your full mortgage balance if you pass away — your family keeps the home, free and clear.
Disability Coverage
Covers your monthly mortgage payments if you become unable to work due to injury or illness.
Critical Illness
Lump-sum benefit upon diagnosis of 30+ serious conditions including cancer, heart attack, and stroke.
Ready to protect your Washington home?
No medical exam for most · Most WA applicants approved within minutes
Also licensed & serving homeowners in:
Oregon
OR-18669575
California
CA-4529149
Arizona
AZ-18669575
Texas
TX-18669575
Tennessee
TN-3004132492
Idaho
ID-18669575
Florida
FL-W462583
All coverage is underwritten by A+ rated carrier partners and subject to state-specific availability.Learn more →
Ready to Protect
Your Family's Future?
Protecting homeowners across 8 states. Get your personalized quote in minutes — no obligation.
Get My Mortgage Protection Plan
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